Identity Theft Education Center
Consumers need to understand that identity theft is about more than credit card or check fraud. These
things are not really identity theft. Identity theft is where someone steals your identity and uses it to
impersonate you. There are various ways this can be completed the most common areas of identity theft
are: driver’s license, social security, medical, character/criminal and financial.
For instance if someone got arrested for DUI under your name and didn’t show up for court then a warrant
for your arrest could be filed for failing to appear in court. You could be boarding a plane or experiencing a
routine traffic stop only to be arrested and placed into custody all because you were a victim of identity theft.
Or maybe an illegal immigrant, felon or terrorist decides that they want to work using your social security
number. You file your taxes at the end of the year expecting a return only to receive a letter in the mail that a
lien is being placed on your home because you failed to pay taxes on the additional $200,000 worth of
income that was reported in your name. Maybe you have a medical emergency and are taken to the
hospital and are provided with the wrong blood type, or you receive notice that your medical coverage has
dropped because someone impersonating you has just tested positive for AIDS. This is what identity theft
is really all about. The credit card companies and the banks have manipulated people into the ignorance of
believing that identity theft is all financial in nature when nothing could be further from the truth.
Let’s talk about the long term effect of identity theft. This is accomplished by introducing you to your long
lost twin, the one your parents never told you about. Lets call him or her the databased you.
About 20 or 30 years ago we as a nation started using two numbers outside of their intended purpose.
These numbers are your drivers license number or your national id number and your social security
number. We started using these numbers to create databases. Here is the problem we are faced with
because of that. We had no idea when we created the databases that we would be where we are today and
because of that we created no method of correcting the incorrect information placed in the databases. Now
we are faced with the problem that our economy is 90% dependent not on the real us but on the databased
us. The databased us is what is relied upon when we attempt to get credit, its determines what type of
healthcare we are provided, the cost of healthcare for us, rather or not we get the job, what rates we pay for
insurance and even rather or not we can get insurance. That is just the tip of the iceberg.
The real problem involving identity theft and the corruption of the databases is the fact that we have no
control over the incorrect information that is inputted about us or the timeliness of when that occurs. This is
because of the identity theft’s first cousin “Data Breaches”. Over the past 30 months we as a nation have
lost the personal identifiable information on over 230 million Americans. In case you don’t know our
national census didn’t reach 300 million until 2006. This means that the determining factor of when you’re
victimized or in what way is essentially out of your hands and is directly dependent upon the data security
measures of the businesses that you do business with or are employed by. In a recent workshop in
Washington DC. The federal government made the statement that it predicts that every American will
become a victim of this crime is some form by the summer of 2010.
So what can you do? You will never be able to prevent yourself from becoming a victim of identity theft. The
only thing you can do is take a proactive approach to protecting yourself. The identity Theft Education Center
has done research on all of the different types of protection available the marketplace and based on that
research we don’t feel that any one product can protect a consumer from all areas of identity theft. In order
to receive protection in all areas of identity theft a person needs access to a suite of products including
monitoring, full restoration and nationwide access to counsel.
Monitoring is the best method of early detection but it’s not enough by itself. The author likens it to a phone
call from the fire department telling you that your house is burning down. You want help, you need help.
That’s where full restoration comes into place. The process to restore someone’s identity is usually a very
time consuming arduous process and most people wouldn’t even know where to begin. It only makes
sense to retain professionals to go get your life back. The last needed ingredient in the identity theft
protection is access to counsel on a national level. Identity theft is a technology crime. They may steal your
identity in the state you live and use it in 8 other states while living in the 9th. This creates a significant
problem since all states have their own individual laws and no attorney can practice is every state. What we
have found is that there are two NYSE companies that provide this coverage. These companies are Kroll
Worldwide the world’s largest risk management firm and Prepaid Legal Services which provides
individuals access to counsel on a national level through its Life Events Legal Plan. Both of the companies
are over 30 years of age and both are industry leaders in their own prospective industries. This method of
protection has been endorsed by:
• The president of the US Chamber of Commerce
• The President of the National Black Chamber of Commerce
• The former president of the American Bar Association
• The former president of the National Association of Attorneys General
• Numerous other Attorneys General throughout the country
The program has a lot of other additional benefits such as a will prepared for the member and their
spouse at no additional cost. They also provide unlimited consultation by the attorneys on additional matter
other than identity theft. The Identity Theft Education Center is proud to endorse this service. For more
information on this method of protection Click Here. To sign up and begin protecting your family Click Here.
If you have any additional questions feel free to contact us directly at 404-474-2273. Have a blessed day.
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