Anderson & Associates Identity Theft Education Center
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| RED FLAG RULE Effective JAN. 1, 2008 |
The Identity Theft Education Center was created in order to inform individuals and businesses
about the truth behind the world’s fastest growing crime identity theft, and to provide them with
comprehensive methods of protection. The first thing that people must come to realize about
identity theft is that it is not just a financial crime. Less than 28% of identity fraud cases that
were presented to the FTC during 2006 were financial in nature. There are actually five
common areas of identity theft. The five common areas of identity theft are:
1. Drivers License identity theft
2. Social Security Identity theft
3. Medical Identity Theft
4. Character or Criminal Identity theft
5. Financial Identity theft
Once consumers begin to adequately understand what identity theft is and what their risks
are, they must then realize that when they become a victim and in what way they are
victimized is out of their hands. The determining factor of when and how someone is victimized
is 80 to 90% dependent upon the security practices of the companies that they are either
employed by or do business with. All of this is due to the explosion of data breaches. Over the
past 30 months we as a nation thru data breaches have lost the personal identifiable
information on over 235 million Americans. Our lives are forever changed. National experts in
the field of identity theft are predicting that every American will fall victim to this crime in some
form or fashion in the next 20 months.
Due to this epidemic unlike anything else we have ever experienced Congress and the
individual states have began passing laws at a dizzying pace. These new set of laws place
absolute liability on business owners and executives within entities with absolute liability both
civilly and criminally. These laws apply to profit and not for profit entities governmental bodies,
associations and individual contractors. These new laws pierce the corporate veil we as a
business community have come to hide behind for so many years. The laws allow for
individual as well as class action lawsuits with no statutory limitation at the same time
specifically allowing for responsibility of damages. There is also criminal liability for what is
referred to willful non-compliance.
The Identity Theft Education Center has methods for assisting individuals and businesses with
understanding identity theft, the new federal and state identity theft laws, and helping them to
lower their exposure and mitigate their damages. Thank you for visiting our site. We hope that
the information provided throughout these pages will assist you. If we can ever be of any
assistance please do not hesitate to contact my office directly. We can be reached at 404-
474-2273. Thank you again for your time and have a blessed day.
K.J. Anderson III
President
about the truth behind the world’s fastest growing crime identity theft, and to provide them with
comprehensive methods of protection. The first thing that people must come to realize about
identity theft is that it is not just a financial crime. Less than 28% of identity fraud cases that
were presented to the FTC during 2006 were financial in nature. There are actually five
common areas of identity theft. The five common areas of identity theft are:
1. Drivers License identity theft
2. Social Security Identity theft
3. Medical Identity Theft
4. Character or Criminal Identity theft
5. Financial Identity theft
Once consumers begin to adequately understand what identity theft is and what their risks
are, they must then realize that when they become a victim and in what way they are
victimized is out of their hands. The determining factor of when and how someone is victimized
is 80 to 90% dependent upon the security practices of the companies that they are either
employed by or do business with. All of this is due to the explosion of data breaches. Over the
past 30 months we as a nation thru data breaches have lost the personal identifiable
information on over 235 million Americans. Our lives are forever changed. National experts in
the field of identity theft are predicting that every American will fall victim to this crime in some
form or fashion in the next 20 months.
Due to this epidemic unlike anything else we have ever experienced Congress and the
individual states have began passing laws at a dizzying pace. These new set of laws place
absolute liability on business owners and executives within entities with absolute liability both
civilly and criminally. These laws apply to profit and not for profit entities governmental bodies,
associations and individual contractors. These new laws pierce the corporate veil we as a
business community have come to hide behind for so many years. The laws allow for
individual as well as class action lawsuits with no statutory limitation at the same time
specifically allowing for responsibility of damages. There is also criminal liability for what is
referred to willful non-compliance.
The Identity Theft Education Center has methods for assisting individuals and businesses with
understanding identity theft, the new federal and state identity theft laws, and helping them to
lower their exposure and mitigate their damages. Thank you for visiting our site. We hope that
the information provided throughout these pages will assist you. If we can ever be of any
assistance please do not hesitate to contact my office directly. We can be reached at 404-
474-2273. Thank you again for your time and have a blessed day.
K.J. Anderson III
President
